Financing for tiny homes on wheels (THOW) and modular builds can be different from traditional residential mortgages. That said, between our internal team and the variety of lending partners we work with, we’re always here to help steer you in the right direction.
Wind River has a network of trusted lenders and insurance providers we’re happy to connect you with when the time comes. Lean on our team’s knowledge and experience as you plan for your next tiny home adventure or development.
Completed modular homes finance the same way as traditional homes. They are eligible for conventional financing, as well as FHA, USDA, and VA loans. The application process and loan terms will be the same as any other home. If your project needs a construction loan, that is possible by traditional means as well, your loan officer and underwriter will just need to understand the different timeline and construction method.
Get answers to some of our most frequently asked questions about Wind River builds, financing, and our design-build-deliver process.
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We have various lending partners available to help fund your tiny home project. The lender we will recommend for you will depend on your budget and plan for placement. It’s best to talk with us about your project before applying for financing so we can guide you in the right direction. First, you’ll need to have a clear plan for where the home will be headed. Get in touch with us to start the process and we’ll send you additional information about financing options.
Completed modular homes finance the same way as traditional homes. They are eligible for conventional financing, as well as FHA, USDA, and VA loans. The application process and loan terms will be the same as any other home. If your project needs a construction loan, that is possible by traditional means as well, your loan officer and underwriter will just need to understand the different timeline and construction method.
The need for better financing options is an industry-wide issue. The list of lending partners continues to grow as more and more states pass tiny home friendly ordinances. We are proud to partner with banks that offer RV loans suited for tiny homes, with favorable terms and rates. We hope to offer in-house financing in the future, but for now we are happy to point our customers in the right direction for the current available options. Get in touch to find out how we can help guide you through the process.
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Take a look at some of our financing-specific articles and resources as you plan your upcoming project. We think you’ll find some helpful and interesting information to guide your decision making process.
Wind River crafts homes that are built for freedom. Whether you’re a home buyer looking for the right solution or a developer planning your next big project, we promise to build the right way right alongside you.
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